About older adults
Psychological support for older adults addresses loneliness, grief, adapting to retirement or illness, memory concerns and caring for a partner. Many professionals also offer sessions at home or online.
Speech and language therapists assess and treat difficulties with language, speech, voice, swallowing and communication in children and adults.
Getting mental health care in Finland
Public health system · Public health services of the wellbeing services counties, with Kela reimbursement
Public mental health care is organised by the wellbeing services counties and is usually accessed through primary health care. Kela, the Social Insurance Institution, separately reimburses rehabilitative psychotherapy for people aged 16 to 67 whose ability to work or study is threatened by a mental disorder. An application needs a psychiatrist's statement that is no more than one year old. More information
How to check that a professional is licensed
- Finnish Supervisory Agency (Lupa- ja valvontavirasto), which replaced Valvira on 1 January 2026. Psychologist is a licensed health profession and psychotherapist is a separately protected occupational title. Check that the person is listed in the public JulkiTerhikki register of health care professionals. Search the official register
- Finnish Supervisory Agency (Lupa- ja valvontavirasto). Doctors, including specialists in psychiatry, are licensed health care professionals. You can check their right to practise in the JulkiTerhikki register. Search the official register
Insurance and coverage
Kela pays up to 57.60 EUR per individual rehabilitative psychotherapy session. Cover is for up to 80 sessions a year and 200 sessions in total, over a maximum of 3 years, and Kela decides one year at a time.
Urgent help in Finland
If your life or someone else's is in danger, call the emergency number now. These services can help at any time:
- 112 · Emergencias
- 09 2525 0111 · MIELI Kriisipuhelin
- 09 2525 0112 · MIELI Kristelefon
Information reviewed in November 2026 · Sources: kela.fi, valtioneuvosto.fi
Signs to look out for
Ageing brings changes, but persistent sadness, loss of interest, anxiety, withdrawal or irritability are not an inevitable part of getting older. It may be worth seeking help after losses such as bereavement, retirement or loss of independence, when loneliness is weighing heavily, or when there are noticeable changes in memory, orientation or behaviour that worry the person or their family.
What helps: treatments and professionals
Psychological therapies such as cognitive-behavioural therapy, problem-solving therapy and reminiscence or life-review therapy are effective for older adults with depression or anxiety. Neuropsychologists assess memory concerns and design cognitive stimulation. Psychologists, psychiatrists with experience in older people, occupational therapists and social workers often work together, and family carers can also receive support and guidance.
When to seek urgent help
Sudden confusion, drowsiness, difficulty speaking, weakness on one side or a fall with injury need immediate medical attention: contact your local emergency services. Seek urgent help too if an older person expresses thoughts of suicide, stops eating or drinking, or if you suspect abuse or neglect. Reviewing medication with a doctor is important when behaviour changes.
What you can do in the meantime
Staying connected matters: regular contact with family, friends, neighbours or community groups helps protect mood. Keep routines with daily activity, walks, meals and sleep, and continue hobbies or learn new ones. Check hearing and vision, since difficulties can increase isolation. Carers should also look after themselves and ask for help, as caring can be exhausting.
What does a speech therapist do?
A speech therapist assesses and treats difficulties with communication, language, speech, voice, fluency and swallowing. Day to day they might help a toddler say their first words, a child with stuttering or reading-related language problems, an adult recovering language after a stroke, a teacher with voice strain, or an older person with swallowing difficulties. They also guide families, teachers and carers.
When to see a speech therapist
Consider a speech therapist if a child’s speech or language seems delayed or hard to understand, if there is stuttering, persistent hoarseness or voice loss, difficulty finding words after a neurological event, or coughing and choking when eating. Sudden loss of speech or swallowing needs urgent medical attention first. For learning difficulties beyond language, an educational psychologist may also help.
How to choose
When choosing, check the licence and training, the approach they use and whether they have experience with what you need. Consider practical aspects too: language, price, location or online sessions and availability. The relationship with the professional matters a great deal; if after a few sessions it does not feel right, it is fine to change.
Frequently asked questions
Does the public health system in Finland cover psychological care?
Public mental health care is organised by the wellbeing services counties and is usually accessed through primary health care. Kela, the Social Insurance Institution, separately reimburses rehabilitative psychotherapy for people aged 16 to 67 whose ability to work or study is threatened by a mental disorder. An application needs a psychiatrist's statement that is no more than one year old.
How do I check that a speech therapist is licensed in Finland?
Finnish Supervisory Agency (Lupa- ja valvontavirasto), which replaced Valvira on 1 January 2026: Psychologist is a licensed health profession and psychotherapist is a separately protected occupational title. Check that the person is listed in the public JulkiTerhikki register of health care professionals.