About grief
Grief after a loss is a natural process with no fixed timeline. Support can help when pain does not ease over time, when the loss was sudden or traumatic, or when it becomes very hard to carry on with daily life.
Therapist is the everyday word for a professional who offers talking therapy: depending on the country it can be a psychologist, a psychotherapist, a licensed counsellor, a marriage and family therapist or a clinical social worker. Profiles show each therapist’s actual title, training and registration.
Getting mental health care in Finland
Public health system · Public health services of the wellbeing services counties, with Kela reimbursement
Public mental health care is organised by the wellbeing services counties and is usually accessed through primary health care. Kela, the Social Insurance Institution, separately reimburses rehabilitative psychotherapy for people aged 16 to 67 whose ability to work or study is threatened by a mental disorder. An application needs a psychiatrist's statement that is no more than one year old. More information
How to check that a professional is licensed
- Finnish Supervisory Agency (Lupa- ja valvontavirasto), which replaced Valvira on 1 January 2026. Psychologist is a licensed health profession and psychotherapist is a separately protected occupational title. Check that the person is listed in the public JulkiTerhikki register of health care professionals. Search the official register
- Finnish Supervisory Agency (Lupa- ja valvontavirasto). Doctors, including specialists in psychiatry, are licensed health care professionals. You can check their right to practise in the JulkiTerhikki register. Search the official register
Insurance and coverage
Kela pays up to 57.60 EUR per individual rehabilitative psychotherapy session. Cover is for up to 80 sessions a year and 200 sessions in total, over a maximum of 3 years, and Kela decides one year at a time.
Urgent help in Finland
If your life or someone else's is in danger, call the emergency number now. These services can help at any time:
- 112 · Emergencias
- 09 2525 0111 · MIELI Kriisipuhelin
- 09 2525 0112 · MIELI Kristelefon
Information reviewed in November 2026 · Sources: kela.fi, valtioneuvosto.fi
Signs to look out for
Grief can bring sadness, longing, anger, guilt, disbelief, tiredness and even physical aches, and it often comes in waves. There is no right timeline. It may help to seek support when the pain stays just as intense for a long time, you cannot carry out daily tasks, you feel life has lost all meaning, you avoid everything linked to the loss, or you feel stuck in guilt or anger.
What helps: treatments and professionals
Most people do not need therapy to grieve, but support can help when grief is especially difficult. Grief-focused therapies, including cognitive-behavioural approaches adapted to prolonged grief, and meaning-centred or narrative approaches, have growing evidence. Psychologists and psychotherapists with experience in bereavement are the usual professionals. Support groups and family therapy can also help, especially after the loss of a child or a sudden death.
When to seek urgent help
If the pain of loss leads to thoughts of ending your life, wanting to join the person who died, or harming yourself, contact your local emergency services or go to the nearest emergency department straight away. Seek prompt help too if you stop eating or drinking, or if alcohol or other substances have become your main way of coping.
What you can do in the meantime
Allow yourself to feel what comes, without forcing it or rushing it. Keep basic routines like sleep and meals, and accept practical help from others. Talking about the person who died, sharing memories or creating small rituals can help. Be aware that anniversaries and special dates may be harder. Reliable information about grief can reassure you that what you feel is common.
What does a therapist do?
A therapist helps you talk through what is worrying you and find practical ways to feel and cope better. In sessions they listen, ask questions, help you notice patterns in your thoughts, emotions and relationships, and agree goals with you. Depending on their training they may use cognitive-behavioural, humanistic, systemic, psychodynamic or other evidence-based approaches, with individuals, couples, families or groups.
When to see a therapist
It makes sense to look for a therapist when stress, anxiety, low mood, grief, relationship problems, a difficult change or the effects of past experiences start to weigh on your daily life, or when you simply want space to understand yourself better. If symptoms are severe, you may need medication or there are signs of a medical cause, involve your doctor or a psychiatrist as well.
How to choose
When choosing, check the licence and training, the approach they use and whether they have experience with what you need. Consider practical aspects too: language, price, location or online sessions and availability. The relationship with the professional matters a great deal; if after a few sessions it does not feel right, it is fine to change.
Frequently asked questions
Does the public health system in Finland cover psychological care?
Public mental health care is organised by the wellbeing services counties and is usually accessed through primary health care. Kela, the Social Insurance Institution, separately reimburses rehabilitative psychotherapy for people aged 16 to 67 whose ability to work or study is threatened by a mental disorder. An application needs a psychiatrist's statement that is no more than one year old.
How do I check that a therapist is licensed in Finland?
Finnish Supervisory Agency (Lupa- ja valvontavirasto), which replaced Valvira on 1 January 2026: Psychologist is a licensed health profession and psychotherapist is a separately protected occupational title. Check that the person is listed in the public JulkiTerhikki register of health care professionals.