About stress
Stress is a normal response to demands, but when it is intense or lasts too long it can affect sleep, mood, relationships and physical health. Therapy helps identify the sources of stress, learn regulation techniques and set limits, so that pressure becomes manageable again.
Therapist is the everyday word for a professional who offers talking therapy: depending on the country it can be a psychologist, a psychotherapist, a licensed counsellor, a marriage and family therapist or a clinical social worker. Profiles show each therapist’s actual title, training and registration.
Getting mental health care in Finland
Public health system · Public health services of the wellbeing services counties, with Kela reimbursement
Public mental health care is organised by the wellbeing services counties and is usually accessed through primary health care. Kela, the Social Insurance Institution, separately reimburses rehabilitative psychotherapy for people aged 16 to 67 whose ability to work or study is threatened by a mental disorder. An application needs a psychiatrist's statement that is no more than one year old. More information
How to check that a professional is licensed
- Finnish Supervisory Agency (Lupa- ja valvontavirasto), which replaced Valvira on 1 January 2026. Psychologist is a licensed health profession and psychotherapist is a separately protected occupational title. Check that the person is listed in the public JulkiTerhikki register of health care professionals. Search the official register
- Finnish Supervisory Agency (Lupa- ja valvontavirasto). Doctors, including specialists in psychiatry, are licensed health care professionals. You can check their right to practise in the JulkiTerhikki register. Search the official register
Insurance and coverage
Kela pays up to 57.60 EUR per individual rehabilitative psychotherapy session. Cover is for up to 80 sessions a year and 200 sessions in total, over a maximum of 3 years, and Kela decides one year at a time.
Urgent help in Finland
If your life or someone else's is in danger, call the emergency number now. These services can help at any time:
- 112 · Emergencias
- 09 2525 0111 · MIELI Kriisipuhelin
- 09 2525 0112 · MIELI Kristelefon
Information reviewed in November 2026 · Sources: kela.fi, valtioneuvosto.fi
Signs to look out for
Stress is a natural reaction to pressure and can even help in short bursts. It becomes a problem when you feel tense or overwhelmed most of the time, cannot relax even on days off, sleep badly, are irritable, find it hard to concentrate, or notice headaches, muscle tension or stomach problems. Relying more on alcohol, food or screens to unwind is another warning sign.
What helps: treatments and professionals
Psychologists can help identify the sources of stress, change unhelpful thinking patterns and build coping skills. Cognitive-behavioural approaches, problem-solving therapy, mindfulness-based stress reduction and acceptance and commitment therapy (ACT) have evidence for reducing stress. When work is the main source, an occupational psychologist can also help. A doctor should check persistent physical symptoms.
When to seek urgent help
Seek prompt medical attention for chest pain, severe headaches, fainting or other sudden physical symptoms, even if you think they are due to stress. If stress has become unbearable and you have thoughts of harming yourself or ending your life, contact your local emergency services or go to the nearest emergency department without delay.
What you can do in the meantime
Look at what you can change and what you cannot. Protect your sleep, take short breaks during the day, move regularly and set aside time for activities that genuinely restore you. Practise saying no or negotiating deadlines when possible. Relaxation or breathing exercises can help, as can talking things through with people you trust. Limit alcohol and caffeine.
What does a therapist do?
A therapist helps you talk through what is worrying you and find practical ways to feel and cope better. In sessions they listen, ask questions, help you notice patterns in your thoughts, emotions and relationships, and agree goals with you. Depending on their training they may use cognitive-behavioural, humanistic, systemic, psychodynamic or other evidence-based approaches, with individuals, couples, families or groups.
When to see a therapist
It makes sense to look for a therapist when stress, anxiety, low mood, grief, relationship problems, a difficult change or the effects of past experiences start to weigh on your daily life, or when you simply want space to understand yourself better. If symptoms are severe, you may need medication or there are signs of a medical cause, involve your doctor or a psychiatrist as well.
How to choose
When choosing, check the licence and training, the approach they use and whether they have experience with what you need. Consider practical aspects too: language, price, location or online sessions and availability. The relationship with the professional matters a great deal; if after a few sessions it does not feel right, it is fine to change.
Frequently asked questions
Does the public health system in Finland cover psychological care?
Public mental health care is organised by the wellbeing services counties and is usually accessed through primary health care. Kela, the Social Insurance Institution, separately reimburses rehabilitative psychotherapy for people aged 16 to 67 whose ability to work or study is threatened by a mental disorder. An application needs a psychiatrist's statement that is no more than one year old.
How do I check that a therapist is licensed in Finland?
Finnish Supervisory Agency (Lupa- ja valvontavirasto), which replaced Valvira on 1 January 2026: Psychologist is a licensed health profession and psychotherapist is a separately protected occupational title. Check that the person is listed in the public JulkiTerhikki register of health care professionals.