About anxiety
Anxiety becomes a problem when worry, tension or panic are frequent, hard to control and start to limit daily life. Psychological therapy, especially cognitive-behavioural approaches, has strong evidence for anxiety disorders. A first session usually explores what triggers the anxiety, how it shows up in the body and thoughts, and what goals you want to work on.
Psychologists assess and treat emotional, behavioural and relationship difficulties through psychological therapy. They do not prescribe medication. In many countries clinical practice requires a specific qualification and registration with a licensing body, which Therapy247 checks.
Getting mental health care in Luxembourg
Public health system · Caisse nationale de santé (CNS)
Psychiatric care by doctors is reimbursed by the CNS, and since 1 February 2023 psychotherapy by authorised psychotherapists is reimbursed at 70% for adults on a fixed tariff. Hospital psychiatric departments and outpatient services are also part of the public system. More information
How to check that a professional is licensed
- Ministry of Higher Education and Research. The title of psychologist is protected by law and requires authorisation to use it.
Typical private fees
- Session with a psychologist
- €144 – €148
Official CNS psychotherapy tariff for a 50-60 minute session set in 2023 (144 EUR, indexed to about 147.60 EUR); not a survey of private fees. Sources
Insurance and coverage
The CNS reimburses 70% of the official psychotherapy tariff for adults when the therapist is an authorised psychotherapist; supplementary insurers may cover part of the rest.
Urgent help in Luxembourg
If your life or someone else's is in danger, call the emergency number now. These services can help at any time:
- 112 · Emergencias
- 45 45 45 · SOS Détresse
Information reviewed in November 2026 · Sources: guichet.public.lu, gouvernement.lu, cns.public.lu
Signs to look out for
Some anxiety is normal before an exam or a difficult conversation. It becomes worth looking at when worry feels constant and hard to switch off, when you avoid places or situations because of it, or when you notice frequent physical symptoms such as a racing heart, tight chest, dizziness, stomach upset or poor sleep. Sudden waves of intense fear, called panic attacks, are another common sign.
What helps: treatments and professionals
Cognitive-behavioural therapy (CBT) has the strongest evidence for most anxiety problems, often including gradual exposure to feared situations. Acceptance and commitment therapy (ACT) and mindfulness-based approaches can also help. Psychologists, clinical psychologists and psychotherapists usually lead treatment. A psychiatrist or family doctor may assess whether medication could be useful alongside therapy, especially when anxiety is severe or long-lasting.
When to seek urgent help
Seek medical help promptly if you have chest pain, shortness of breath or symptoms you have never had before, as these should be checked to rule out a physical cause. If anxiety comes with thoughts of ending your life or harming yourself, contact your local emergency services or go to the nearest emergency department straight away. You do not have to wait for an appointment.
What you can do in the meantime
While you look for support, try to keep regular sleep and meal times, move your body most days, and cut down on caffeine and alcohol, which can worsen anxiety. Slow breathing can help during peaks. Avoiding feared situations brings relief now but tends to make anxiety grow, so small, gradual steps are better. Talk to someone you trust and rely on trustworthy health sources.
What does a psychologist do?
A psychologist spends most of the working day talking with people about what worries them and helping them change it. That includes assessing the difficulty, agreeing goals, and using structured psychological techniques in sessions with adults, teenagers, children, couples or families. Between sessions they prepare materials, write notes, and sometimes coordinate with doctors, schools or other professionals, always with your consent.
When to see a psychologist
It makes sense to see a psychologist when anxiety, low mood, stress, relationship problems, a loss or a difficult change start to affect your sleep, work or relationships, or when you simply want to understand yourself better. If symptoms are very severe, you may need medication, or there are signs of a medical cause, a psychiatrist or your doctor should be involved too.
How to choose
When choosing, check the licence and training, the approach they use and whether they have experience with what you need. Consider practical aspects too: language, price, location or online sessions and availability. The relationship with the professional matters a great deal; if after a few sessions it does not feel right, it is fine to change.
Frequently asked questions
Does the public health system in Luxembourg cover psychological care?
Psychiatric care by doctors is reimbursed by the CNS, and since 1 February 2023 psychotherapy by authorised psychotherapists is reimbursed at 70% for adults on a fixed tariff. Hospital psychiatric departments and outpatient services are also part of the public system.
How do I check that a psychologist is licensed in Luxembourg?
Ministry of Higher Education and Research: The title of psychologist is protected by law and requires authorisation to use it.
How much does a session with a psychologist cost in Luxembourg?
Usually between €144 and €148 per individual session in private practice. Official CNS psychotherapy tariff for a 50-60 minute session set in 2023 (144 EUR, indexed to about 147.60 EUR); not a survey of private fees.