About phobias
A phobia is an intense, persistent fear of a specific object or situation (flying, animals, heights, blood…) that leads to avoidance. Gradual exposure therapy is highly effective and often requires a limited number of sessions.
Clinical psychologists are psychologists with specialist training in assessing, diagnosing and treating mental health problems, from anxiety and depression to more complex conditions. In some countries it is a regulated health specialty; Therapy247 checks the registration.
Getting mental health care in the United States
Public health system · No single public system (Medicaid, Medicare, community mental health centers)
There is no universal public mental health service. People with low incomes may be covered by Medicaid, older adults by Medicare, and publicly funded community mental health centers and treatment facilities can be located through the federal SAMHSA locator. More information
How to check that a professional is licensed
- State boards of psychology (umbrella body: ASPPB). Psychologists are licensed by each state board; check the board of the state where you live. Use of the title psychologist generally requires a state license.
Insurance and coverage
Federal parity law (MHPAEA) requires most group health plans that cover mental health to do so on terms no more restrictive than for physical health; deductibles, copays and in-network rules still apply.
Online therapy in the United States
The clinician must normally be licensed in the state where the patient is located. Psychologists in PSYPACT member states may practice telepsychology across those states.
Urgent help in the United States
If your life or someone else's is in danger, call the emergency number now. These services can help at any time:
- 911 · Emergency (911)
- 988 · 988 Suicide & Crisis Lifeline
Information reviewed in November 2026 · Sources: findtreatment.gov, docinfo.org
Signs to look out for
Fear is normal in dangerous situations. A phobia is an intense, persistent fear of something specific, such as flying, heights, animals, needles, blood or enclosed spaces, that is out of proportion to the real risk. It becomes a problem when you go out of your way to avoid it, feel panic when facing it, or when avoidance limits your work, travel, health care or relationships.
What helps: treatments and professionals
Specific phobias respond very well to cognitive-behavioural therapy (CBT) with gradual exposure, in which you face the feared situation step by step with support. Exposure can be done in real life, through imagination or, in some cases, with virtual reality. Some phobias can improve with relatively short, intensive treatment. Psychologists and clinical psychologists usually lead this work.
When to seek urgent help
Phobias are rarely emergencies, but a fear of needles, doctors or hospitals should not stop you from getting necessary care; tell health staff so they can help. Contact your local emergency services if fear prevents you from seeking urgent treatment, or if intense panic comes with chest pain or symptoms you have not had before. Seek urgent help for any thoughts of self-harm.
What you can do in the meantime
Avoidance keeps fear alive, so small, planned steps towards what you fear can help, for example looking at pictures before approaching the real thing. Practise slow breathing to manage physical symptoms. Learn reliable facts about the real risk. Ask a supportive person to accompany you, and acknowledge each step forward. If fear is very intense, it is better to do this with a professional.
What does a clinical psychologist do?
A clinical psychologist assesses, diagnoses and treats mental health problems in children, adults or older people. Day to day they conduct clinical interviews, use validated questionnaires and tests, formulate what keeps the problem going, and deliver evidence-based therapies. They often work in hospitals, community mental health teams or private practice, and coordinate with psychiatrists, family doctors and social services.
When to see a clinical psychologist
A clinical psychologist is a good choice for moderate to severe or persistent difficulties: anxiety disorders, depression, obsessive-compulsive problems, trauma, eating disorders, personality difficulties, or when a formal diagnosis or report is needed. If medication may be needed or there is a risk to safety, a psychiatrist should also be involved. For coaching or personal growth, other professionals may fit better.
How to choose
When choosing, check the licence and training, the approach they use and whether they have experience with what you need. Consider practical aspects too: language, price, location or online sessions and availability. The relationship with the professional matters a great deal; if after a few sessions it does not feel right, it is fine to change.
Frequently asked questions
Does the public health system in the United States cover psychological care?
There is no universal public mental health service. People with low incomes may be covered by Medicaid, older adults by Medicare, and publicly funded community mental health centers and treatment facilities can be located through the federal SAMHSA locator.
How do I check that a clinical psychologist is licensed in the United States?
State boards of psychology (umbrella body: ASPPB): Psychologists are licensed by each state board; check the board of the state where you live. Use of the title psychologist generally requires a state license.
Can I have online therapy in the United States?
The clinician must normally be licensed in the state where the patient is located. Psychologists in PSYPACT member states may practice telepsychology across those states.